How Chapter 7 Bankruptcy Deals With Life Insurance Policies

Life insurance is a necessity for most people. It’s not only an important part of an estate plan but they can also be considered financial assets. In a Chapter 7 bankruptcy, the debtor’s non-exempt assets may be liquidated to pay off creditors. The treatment of life insurance policies in Chapter 7 bankruptcy can depend on several factors, including the type of policy, its cash value, and the applicable exemption laws in the jurisdiction.…

Know What To Expect After A Reckless Driving Arrest

After an arrest for reckless driving, several legal proceedings and consequences can follow. The specific outcomes depend on the jurisdiction and the circumstances of the case. Read on for some possible consequences and defenses related to reckless driving charges. What is reckless driving? Reckless driving is the operation of a vehicle that demonstrates a disregard for the safety of others or property. It typically involves driving with a blatant disregard for traffic laws, road conditions, and the potential consequences of one’s actions.…

How A Lawyer Can Help Maximize Worker's Compensation Benefits

Involve a lawyer in your worker’s compensation claim to minimize your denial chances and maximize your benefits. Below are specific ways a lawyer can strengthen your claim.  Respecting Deadlines Worker’s compensation rules and regulations determine the timelines you must follow while processing your claim. For example, the regulations determine how long you have to: Notify your lawyer about your injury  File your claim (your employer may do this on your behalf in some states) Reopen your case if your injury worsens after the settlement Your correspondence with worker’s compensation may also contain deadlines; your lawyer will ensure you respect them too.…